Prepaid funeral plan

Protect your loved ones against unexpected costs and uncertainty

What is a pre-paid funeral plan?

A pre-paid funeral plan is the easy way to arrange and pay for your funeral in advance, whilst protecting your loved ones against unexpected costs and uncertainty about your final wishes.

By planning ahead you can:

Have peace of mind

You've arranged and paid for your funeral in advance.

Beat rising funeral costs



Save money by paying for your funeral at today's prices.




Plan it your way

Make sure your final wishes are met, meaning less stress for your friends and family



5 reasons why a funeral plan is a good idea.

1. Funerals are expensive

The truth is that funerals can be really expensive. The cost of a basic funeral in the UK now sits at £4,271*, which is more than double what it was in 2004

And even if you check out how much funerals are costing at the moment, there’s no way of knowing exactly how much they’ll cost when you eventually need one. The costs are rising every year so your family could be left with a shortfall to make up. That’s why the SunLife Guaranteed Funeral Plan gives you a funeral you choose, no matter what happens elsewhere in the industry. So, if you plan ahead, you can manage the cost of the funeral you want with monthly payments and ensure that a leaving a costly bill for your family is avoided.

2. It’s not just about the money

All this talk about money is scary but, despite that, one of the main reasons it’s such a good idea to get a funeral plan in place is because it’s one of the final ways you can ensure you’re making a hard time for your family a little easier. Removing a source of stress for your loved ones is a huge factor in getting a funeral plan, with them knowing

So although it’s hard to talk about at first, once you have a plan in place, and let your family members and loved ones know, everyone will be feeling a bit more comfortable about the future.

3. You can make your wishes known

Although telling your loved ones what you’d like will help them not have to make too many decisions at a tough time, it also means that your wishes can actually be honoured, whatever they may be. Perhaps you want to be cremated wearing a specific item of clothing or with something that means a lot to you

4. Independence is important

None of us want to be a financial burden to anyone, let alone our children. Leaving a plan for our funeral ensures that our final act of independence is carried out, and that’s important

5. A proper send off

Whether you want a traditional funeral with cars for your family and a memorial wake afterwards, or whether you’ve got some unique, weird and wonderful funeral requests, you can make sure that you go out with a bang! For some people, making sure they have a proper send off is really important. With a funeral plan, you can choose the celebration of life that you want.

Ways to pay for a Funeral Plan

We offer a range of flexible and affordable payment options designed to suit every budget

Make one single payment for immediate cover

By making a single payment when you arrange your set funeral plan, you can relax knowing everything is taken care of.

Cover is immediate, and payment can be made online using a credit or debit card, or at your local funeral home using cash, a cheque, or a credit or debit card.

Pay by Fixed Monthly Instalments over 12 or 24 months at no extra cost

Pay over 6 or 12 months by Direct Debit

Make your plan more affordable by spreading the cost of your funeral plan over 6 or 12 months at no additional cost.

Low cost monthly instalments

Your monthly payment will never rise, no matter how much funeral prices increase. And once paid in full, everything in the plan is covered.

What is the cheapest funeral plan?

The cheapest funeral plan provider is Costa Funeral Plans, who provide nationwide cover starting from 2190E.. It includes a full guarantee for your funeral directors costs including their services on the day, a hearse, coffin, use of the chapel of rest and importantly your cremation and minister’s fees too.

When comparing plans make sure you check which services are guaranteed and, otherwise you may easily end up with a cheap deal, but it could be a bad one. If this is still stretching the budget, then the cheapest funeral you can have is direct cremation, a simple cremation without a funeral service costing between 2190E /2350Euros.


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